Partner Products - Protecting Everything You Build
Planning for the Expected. Protecting Against the Unexpected.
Business is full of milestones—some planned, others completely unexpected. From expanding your workforce to navigating unforeseen challenges, OSA partners with trusted providers to deliver solutions that safeguard your company, its owners, and your employees.
Some products are simple and can be set up directly, while others require the expertise of a licensed professional to ensure they align with your unique business needs. Either way, OSA is here to guide you through your options with clarity and confidence.
Key Areas of Protection Every Company Should Consider
What to Protect
Employee Benefits & Well-Being
Key Person Coverage
Business Debt & Financial Obligations
Owner & Partner Protection
Business Continuity & Operational Risks
Why It Matters
A strong benefits package (health, dental, disability, retirement) helps you attract and retain the best talent. Happy, healthy employees are more productive and loyal.
The loss of a person who possesses unique skills, relationships, or institutional knowledge can deeply impact operations and profitability.
Loans, lease obligations, vendor payments, and other liabilities don’t pause when adverse events occur. Without a plan, your business could face serious financial stress.
In businesses with multiple owners or in family business situations, a fair and clear financial transition plan is needed in case someone steps away unexpectedly.
Disruptions—whether from illness, accident, or other unforeseen challenges—can threaten ongoing operations, revenue streams, and client relationships.
How OSA Can Help
OSA works with you to design benefits plans tailored to your workforce—packages that align with your budget, your culture, and your goals.
We help you identify key individuals and secure insurance that provides funds to manage the transition and maintain continuity.
We can structure coverage (e.g., life, disability, liability) to ensure these obligations are met even in difficult times.
OSA helps with buy-sell agreements, estate equalization, and policies that ensure ownership transitions are smooth and fair.
We support you in designing continuity plans and coverage that enable your business to keep operating, maintain cash flow, and protect its reputation.
Some of the Products & Coverage Options We Provide
Some of the solutions we offer for businesses include:
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Life insurance for owners, partners, and key employees
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Disability insurance to protect against interruption due to illness or injury
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Employee benefit plans (health, dental, vision, life)
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Retirement & succession planning
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Business overhead and liability coverages
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Group insurance programs (for unions, associations, worksite enrollments)
Take Action & Secure Your Future
Don’t wait until something happens. It’s easier—and more affordable—to put strong protections in place now than to clean up after a crisis. Contact OSA today to explore how we can help you build resilience, protect your people, and preserve the life and legacy of your business.
What We Do
Why OSA Is the Right Partner for Your Business
01
Holistic Strategy
We don’t just sell policies. We assess your business’s total risk profile and design solutions that work together.
02
Unbiased Recommendations
We’re committed to finding the best product for your business—not the one with the biggest commission.
03
Experienced Guidance
With years of industry experience, we understand the unique challenges businesses in all sectors face.
04
Licensed Agents Nationwide
Wherever you operate, we have agents who can assist with enrollment, consultation, and ongoing support.
05
Modern Tools & Communication
With our AG1 platform, we help you stay organized, keep employees informed, and maintain compliance—all with professional communication flows.
Business Planning
Take Action & Secure Your Future
