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For seasoned insurance agents

You built the book.
It’s time you owned it.

You found the clients, built the relationships, earned the renewals. So if you left tomorrow, how much of it would actually be yours to keep? With ACE, your book is 100% yours — portable, sellable, vested from day one, and paid at the compensation your production is really worth.

No commitment. Just twenty minutes to see what your book is really worth.

100%your book is yours — in writing
Day onerenewals vest immediately — no ten-year wait
Multi-carrierplace whatever product fits your client
Sellablean asset to retire on — or sell when you’re done
What is it worth?

See what your book is really worth.

Slide to the size of your book and set your averages. This is the annual commission that production would put in your pocket at ACE — on a book you actually own.

50 cases on your book
Life included
Your annual commission
$167,050
200 enrolled lives · $327K in annual premium
Based on $800 average annualized premium per enrolled life at a 47% direct contract — plus, with life on, an $835 average life premium paid at 55%. Illustration only — your actual numbers depend on your book and carriers.

You have the drive. You were just handed last decade’s tools.

What you’re living

  • “Every few months there’s a new leader with a new plan — and I still have the same old tools.”
  • “My clients want to meet by video and sign on their phone. I’m quoting out of a ratebook.”
  • “The training and support they promised me in the interview never showed up.”
  • “This isn’t what I signed up for.”

What changes with ACE

  • A tech stack that actually sells: remote quoting, virtual presentations, e-signature, and a CRM — set up for you in one guided session.
  • Real onboarding, owned by a real person: a step-by-step path to market with a written 30-day plan. Nobody figures it out alone.
  • More per case: direct contracts with tier-one carriers — the same case pays you meaningfully more.
  • And the part nobody offered you before: every case you write is 100% yours from day one. Grow it — you own it.
Build your next hundred cases into a book you own.

You’ve proven you can build. Now keep what it’s worth.

What you’re living

  • “I’ve maxed out what this structure will ever pay me. Same production, same ceiling, forever.”
  • “I’m writing the same products as the big producers — on a fraction of their contract.”
  • “I’ve run the numbers. The clients I built could be handed off tomorrow and I couldn’t stop it.”
  • “I know exactly what my client needs. I’m just not allowed to sell it to them.”

What changes with ACE

  • Earn what you’re worth: a direct contract at the level your production deserves. Same production, meaningfully higher pay.
  • True product independence: place whatever product fits your client — you’re a broker now, not a badge.
  • Own the book, not just the renewals: the clients and the relationship are yours — portable and sellable, with your name on the asset.
  • Sell beyond your zip code: quote, present, and close remotely with tools built for how people buy now.
You already proved you can build a book. Now build one you actually own.

Turn decades of relationships into an asset you actually own.

What you’re living

  • “Twenty years of relationships — and if I left tomorrow, the clients I served would stay behind.”
  • “My renewals are mine, sure — after a ten-year vesting schedule I’m still counting down.”
  • “I’ve watched accounts I served for a decade get handed to somebody else.”
  • “Everyone talks about my retirement like it’s coming. I’ve done the math. It isn’t.”

What changes with ACE

  • Ownership in writing: the book — clients and all — is portable, sellable, and inheritable. An asset, not a promise.
  • Immediate vesting: everything you place from here forward is yours. No ten-year service requirement, no strings.
  • Your relationships are already yours: bring the clients who trust you and make those relationships profitable again.
  • The freedom you earned: your schedule, your standards — and the trips and recognition go to the person producing.
Make your last chapter the one where you own the deed.
Your technology

Take your clients into the new age.

The best product in the world only pays you if you actually get in front of people. ACE gives you real, insurance-built technology to reach the whole room — not the handful who happened to show up.

What you’re living

  • “My technology is a ratebook, a phone, and a windshield.”
  • “I finally get in the door — then present to a fraction of the employees and leave the rest of the case on the table.”
  • “Half the sale is remembering who to follow up with, and when.”

What changes with ACE

  • Reach the whole census: remote quoting, virtual presentations, and e-signature so you get in front of everyone on a case, not just the 30–40% who show up in person.
  • Real AI, built for insurance: tech fine-tuned on 10,000–40,000 insurance conversations a week for 2.5 years — it speaks your clients’ language and handles the follow-up you’d otherwise drop.
  • Close from anywhere: stop being limited to your zip code — sell how people actually buy now.

Most enrollments reach 30–40% of a company’s employees at best. The rest is commission you already earned the right to — and never collected.

Your product shelf

True product independence.

Place whatever product fits your client — you’re a broker now, not a badge. Top contracts and top commissions across multiple carriers, so you bring the right solution to every case instead of forcing your client onto one shelf.

What you’re living

  • “I can only sell what one carrier allows — even when I know it’s wrong for my client.”
  • “I’m a captive agent wearing an independent’s name tag.”
  • “One case could use four different carriers — and I’m stuck offering one.”

What changes with ACE

  • Multiple carriers, one case: life, accident, cancer, disability, dental — place the best-in-breed product for each line, from more than one carrier.
  • Top contracts & commissions: direct appointments at the level your production deserves, not a diluted downline rate.
  • Be the broker your clients think you already are: independent product access means you never have to force a client into one thing off your shelf.

Keep more of your commission.
Skip the alphabet soup of upline management.

You already know the acronyms — the layers between you and your comp, each one taking a cut for a plan you never asked for. With ACE, the compensation your production earns is compensation you actually keep.

The ACE culture

Work to live, not live to work.

The culture the big carriers used to have — before the quotas killed it. We brought it back, and built it so it can’t be corporatized away.

The business should fund the life — not the other way around.

Most agents don’t burn out from the work. They burn out working for something that never works for them. At ACE, you own your book, you keep your comp — and you actually enjoy the ride.

Compete

Contests you help write

Trips, cash, and prizes running all year long — with rules our agents actually have a say in. Win, and you travel on someone else’s dime.

Connect

Travel with proven winners

Every trip puts you shoulder-to-shoulder with producers who’ve built real books. You come home with friends, ideas, and a sharper business.

Collaborate

A national network of friends

Independence without isolation. Agents across the country who trade what works and pick up the phone when you’re stuck — all aimed at making your business excel.

Grow

Coaching, not quotas

No manager chasing your dials. Just a coach in your corner who’s been where you are — and wins when you win.

Belong

Family above business

When life happens, the business flexes around you — not the other way around. Here, you’re never a line item.

The part nobody says out loud

You’ve tasted this culture before — then it got corporate.

The contests you couldn’t wait for. The trips with people you liked. The coaches who built you up. Then it got big, and the family feeling died on the way to the shareholder meeting. There’s no hierarchy above you here to ever sell it out again.

Write the business. Take the trip.

The recognition, the incentives, and the trips belong to the producer — you write direct with tier-one carriers, and your production earns everything that comes with it. Next on the calendar:

Next on the calendar · Leaders’ Conference 2027
Prague
Fairmont Golden Prague · April 14–18, 2027

Five days in one of Europe’s great capitals — flights, five-star hotel, and hosted evenings. Top producers get flown out, spouse included.

Charles Bridge and Prague Castle at sunset
Sales Convention 2027
Kauai, Hawaii
Grand Hyatt Kauai, Poipu Beach · April 11–15, 2027

Five days on Kauai’s south shore — ocean breezes, lush gardens, and sunsets over Poipu Beach. Write the business, and the trip is yours — spouse included.

The Na Pali coast of Kauai from the air
On the calendar
Bahamian Cruise
5 days at sea · details coming soon

Five days island-hopping the Bahamas — open ocean, white-sand ports, and blue water. The next destination on the calendar.

Cruise ship on open Bahamian water
How it works

Three steps. No leap of faith required.

1

Talk

A confidential 20-minute call with someone who spent decades where you are now. We listen first, then walk through the ownership model.

2

See your math

We map your current production against ACE compensation and book ownership, side by side. If the math doesn’t say what we’re saying, you’ll know in 20 minutes.

3

Start your Agency Creation Engine

Keep the carriers and clients you already have — you’re simply adding ACE on top. We handle contracting and carrier appointments, stand up your tech stack in one guided session, and build your written 30-day plan so you can start writing through ACE alongside your current business, at your own pace.

What we’ll talk through on that first call

  • The frustrations that made you look in the first place
  • How we protect the renewals you’ve already earned
  • The ceilings and limits on your current contract
  • What owning your book would actually be worth to you
  • The technology and AI tools that grow your reach
  • Your path to independence — and, if you want it, your own agency
  • What the first 90 days would realistically look like
Start With Step 1

Step 1 commits you to nothing. Most agents leave the first call with their own numbers, not a pitch.

Straight answers

The questions everyone asks

Yes — 100%, in writing, from day one. The clients and the relationship are your asset: portable if you leave, sellable when you’re done, inheritable by your family. On your first call we’ll show you the exact contract language.

Often you own the renewals — eventually, after a long vesting schedule — but not the book. The company can move the client, and you can’t add to the account. With ACE the whole book is yours, and it vests immediately: no ten-year countdown, and nobody can reassign your clients out from under you.

No. You get paid to write business, period — recruiting is never required. If you want to build your own agency with your own team, ACE is literally an Agency Creation Engine and we’ll give you a real path to do it. But the one-person practice that just wants independence is the model, not the exception.

Honest answer: it should go the other way. ACE is an addition, not a restart — you keep the carriers and clients you already have and write through ACE on top of them, so there’s nothing to walk away from and no gap to survive. And before you change anything, we build a transition plan around your existing pipeline and renewal timing, so you know exactly what the first 90 days look like before you commit to anything.

It’s the opposite. The next ten years are either equity you own or equity someone else owns. Because an ACE book is a sellable asset, ownership late in your career isn’t a risk — it’s how you build an agency you can retire from with something to sell, not just a plaque.

That they just got an upgrade. “I work for you now, not one carrier. Nothing about your coverage changes today — what changes is that I can review it against the whole market and make sure you always have the best fit.” Independent broker is a step up in trust, and your clients will feel the difference before you finish explaining it.

Most “independence” still comes with fuzzy ownership, renewals that vest slowly if at all, and a contract-and-good-luck onboarding. ACE was built by veteran agents to fix exactly that: ownership in writing from day one, immediate vesting, guided onboarding and technology, direct-to-carrier compensation — and a real engine for building your own agency if that’s where you’re headed.

20 minutes. Zero risk.
Your math, side by side.

A confidential, no-pressure conversation with someone who’s built what you’ve built — and owns it now.

No commitment. Just twenty minutes to see what your book is really worth.